Retirement income planning
A written plan for when you can stop working, what you can spend each month and which account to draw from first.
Most people we meet have saved well and still cannot answer one question: how much can we spend without running out? We answer it with a written plan built on your real accounts, your pension and Social Security estimates, and a spending number you agree with.
Each year we update the plan before your first withdrawal, set the order of withdrawals across taxable, IRA and Roth accounts, and show the effect on your tax bracket and Medicare premiums in dollars.
Who it is for
Couples within ten years of retirement, or already retired
Included
Social Security timing, withdrawal order, pension choices, Medicare and IRMAA brackets, a yearly spending check
Talk to an advisor before you decide anything
A 30 minute call with a CFP professional. Bring one question about retirement, taxes or an old 401(k). There is no charge, and we will tell you if we are not the right fit.
Fee-only financial planning and investment management for families and business owners.
214 Monroe Street, Madison, Wisconsin 53711
Fairwood Wealth LLC is a registered investment adviser. Registration does not imply a certain level of skill or training. Nothing on this site is an offer to buy or sell a security or personal advice for your situation. Investing involves risk, including the loss of principal. Projections are hypothetical, are not guarantees and do not reflect actual results. Read our Form ADV Part 2A and Form CRS on the disclosures page before you hire us.
Monday to Friday, 8 am to 5 pm Central
Fairwood