Nina Vasquez
6 min read
What to do with old 401(k) accounts
Leave it, roll it over or move it to your new plan: the trade-offs, including the ones people miss.
Leave it, roll it over or move it to your new plan: the trade-offs, including the ones people miss.
The short answer
Most of the decisions that matter in personal finance are not about picking investments. They are about timing, taxes and knowing what you will spend. This piece covers one of those decisions and the questions we ask clients before making it.
What we look at first
We start from your real numbers: the balances on your latest statements, your last tax return and the income you expect over the next five years. General rules of thumb are a starting point, and they are wrong for many households.
If you would like us to look at your own situation, book a 30 minute intro call. There is no charge, and we will tell you if you do not need an advisor for this.
Important information
This article is for general education and is not personal investment, tax or legal advice. Talk to a professional about your own situation before acting on it.
Talk to an advisor before you decide anything
A 30 minute call with a CFP professional. Bring one question about retirement, taxes or an old 401(k). There is no charge, and we will tell you if we are not the right fit.
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